41. Guardian Commercial Credit Services Ireland based credit management specialists. Services include debt recovery, credit reporting and credit insurance. http://www.guardianccs.ie/

Account Collection Cash Flow Program Fees Registration Form ... Need to Know More? Your Cash Flow Partner Guardian are internationally known and a recognised business of Credit Management Specialists. For 10 years our company has established a reputation for success, quality information and customer care – all of which is endorsed by our customers. Guardian’s achievements are directly attributed to the quality of its staff, strategic planning and investment in new technology. Guardian Commercial Credit Services Ltd. Guardian House Highland View Fairgreen Naas Co Kildare Ireland Ph: 353 (0)45 871033 /871034 Fax: 353 (0)45 871035 Email: enquiries@guardianccs.ie Registered Number: 197273 Managing Director: John P. Foy F.I.C.M., (Fellow of the Institute of Credit Management) Guardian is registered under the Data Protection Act 1988, Registration Number – 1459A

42. Contact The Offices Of Julian Credit Management - Debt Consolidation Program Julian credit management is a nonprofit, nationwide debt consolidationand credit counseling organization, located in Central Florida. http://www.juliancredit.com/JCMContact.htm

@import url(JCMCSS2.css); Julian Credit Management is a non-profit, nationwide debt consolidation and credit counseling organization , located in Central Florida. Our dedicated counselors can help you restructure your bills and make a payment plan that can cut years and thousands of dollars off your long-term debts like credit cards, mortgages, and other loans. Our debt management program can help you repay your debts: We help you establish a spending plan, determine your financial options, save money on interest and late fees, get your creditors off your back, and provide you with useful information This page uses CSS to present the content in the best possible manner. If you can see this message, then CSS (or JavaScript) is not enabled in your browser, and the page will not appear as the designer intended. Home About Us Common Questions How Do I Get Started? Contact Julian Credit Educational Resources Sponsors and Links Headquarters of Julian Credit Management Julian Credit Management 18820 U.S. 19 North

43. Harbour Credit Management Provides nonprofit credit counseling and debt management services to families across the United States. http://www.40debts.org

Join the Harbour Debt Management Program! Success Stories View Savings Sign Up Customer Service Contact Us Harbour Credit Counseling provides debt management services to families and individuals experiencing financial stress. We have negotiated special terms with creditors to eliminate or reduce finance charges and fees so that most of the monthly payment is applied to your account balances rather than to fees or interest. CALL NOW! 1 (800) 4-0-D-E-B-T-S Home Credit Counseling Sign Up Harbour ... Customer Service Call us at (800) 403-3287 or email us here document.write('<');document.write('! ');

44. Your Complete Guide To Debt Reduction, Retirement Planning And Personal Finance to completely eliminate your credit card debt quickly and Learn how to read yourcredit report and find your kids the secrets of successful money management. http://www.geocities.com/wallstreet/exchange/1736/

Learn how to eliminate all of your debt quickly and painlessly without a home equity loan! This step-by-step strategy was released in 1997 and is called the Debt Reduction Pyramid SM Best of all it is FREE! In fact, all of the personal finance strategies on this site are FREE! The page was created with you in mind. We want you to use all of the information on this site to take control of your financial future. All that we ask is to and share this information with your friends.  Our secret to success on the Internet is providing high-quality, free financial information online. We want to be your personal finance source on the Internet.  Daily Tip: Download your FREE Credit Repair Book Click Here to Get Your Free Credit Repair Book. Article Directory The Debt Reduction Pyramid. This simple strategy will teach you how to completely eliminate your credit card debt quickly and painlessly. The 7 Steps of Personal Finance These 7 steps are the groundwork for successful personal finance strategies. How to Create an Emergency Fund Learn how to create an emergency with no money.

45. SystemPartner Norge AS - Predator Credit Management Software Provides software for credit management and debt collection throughout Europe. Site is available in several languages. http://www.predator.no/

46. Smartmoney.com: Debt Management: Home debt management Worksheets. Digging Out of debt How long will it take topay off those creditcard bills? Our new calculator will tell you. http://www.smartmoney.com/debt/

Login Register Newsletters Help ... Investing 101 Top Tools Stock Screener Map 1000 XStream Quotes Fund Screener ... Fund Compare Quotes Quote Charting Earnings Ratings Competition Key Ratios Financials Insiders Search Site Search News (Enter Sym) Splits Buybacks Up/Downgrades SEC Filings Personal Finance Autos College Planning Debt Management Elder Care ... Short-Term Investing Columns Ask SmartMoney Consumer Action The Mossberg Report Now What? ... Debt Management Home Debt Management See Complete Index Below Help! I'm Drowning in Debt The creditors are calling. The bills are mounting. The panic is swelling. Here's how to get yourself back on track. Debt Management Worksheets Digging Out of Debt How long will it take to pay off those credit-card bills? Our new calculator will tell you. Should You Borrow From Your 401(k) or 403(b)? It can cripple your retirement savings. But if you're paying obscene amounts in interest, it's one way to dig yourself out of the hole. How Much Interest Will You Pay? Once you see how much money you're wasting, you just might get motivated about paying off those credit cards. Should You Consolidate Your Loans?

47. Debt Collection World-wide Global debt collection and credit management consortium. http://www.tcmgroup.com/

COLLECT YOUR RECEIVABLES ANYWHERE Home About us? Network Quality ... Sitemap TCM Group International, Ltd. Brusselsesteenweg 6-16 3020 Herent-Belgium Tel. +32 16 23 99 30 Fax +32 16 29 95 88 E-mail info@tcmgroup.com Country network: ALGERIA ARGENTINA AUSTRALIA AUSTRIA BAHRAIN BANGLADESH BELGIUM BELIZE BENIN BERMUDA BOLIVIA BRAZIL BULGARIA BURKINA FASO CAMEROON CANADA CENTRAL AFRICAN REPUBLIC CHAD CHILE CHINA COLOMBIA CONGO COSTA RICA CROATIA CYPRUS DENMARK DOMINICAN REPUBLIC EGYPT EL SALVADOR EQUATORIAL GUINEA ESTONIA FIJI FINLAND France GABON GERMANY GIBRALTAR GREAT BRITAIN GREECE GUADELOUPE GUAM: GUINEA BISSAU GUYANA HONDURAS HONG KONG HUNGARY ICELAND INDIA INDONESIA IRELAND ISRAEL ITALY IVORY COAST JAPAN JORDAN KENYA KOREA SOUTH KUWAIT LATVIA LEBANON LITHUANIA MALAYSIA MALI MALTA MARTINIQUE MAURITANIA MAURITIUS MEXICO MOROCCO MYANMAR (BURMA) NETHERLANDS NEW ZEALAND NIGER NORWAY OMAN PAKISTAN PAPUA NEW GUINEA PARAGUAY PERU PHILIPPINES POLAND Portugal QUATAR REUNION (Ile de la) ROMANIA RUSSIAN FEDERATION SAMOA SAUDI ARABIA SENEGAL SINGAPORE SLOVAK REPUBLIC SLOVENIA SOLOMON ISLANDS SOUTH AFRICA SPAIN SRI LANKA SWEDEN SWITZERLAND SYRIA TAIWAN THAILAND TOGO TRINIDAD and TOBAGO TUNISIA TURKEY UKRAINE UNITED ARAB EMIRATES UAE UNITED KINGDOM USA VENEZUELA YUGOSLAVIA ZAMBIA ZIMBABWE Latest news SOUTH AFRICA March 2003 : The South African Government enacted the second part of the Debt Collectors Act no 114 of 1998 on February 7th, 2003. This enactment will

48. Consumer Credit Counseling Service Of Orange County (CCCS-OC) | Credit Counselin Nonprofit counseling agency based in Orange County, California.Category Home Personal Finance Non-Profit Counseling......credit Counseling;Specializing in debt Counseling, Consumer debt, debt Relief,debt management Program, Non Profit debt Consolidation, debt Solutions, Bill http://www.cccsoc.org/

Cecilia Repays $36,000! Take Our Credit Emergency Quiz! Immediate Online Debt Assessment! Contact a Debt Counselor How Much Does It Cost? Credit Help What to do When a Creditor Calls How to Handle Wage Garnishments Clean Up Your Credit Report Credit Report Review Frauds and Scams ID Theft: Spot It and Stop It Don't Get a Debt Consolidation Loan Until You Read This! Housing Homebuyers Guide Worried About Foreclosure? CCCS Client Login Online Assessment ... Looking for Debt Relief? Consumer Credit Counseling Service is America's oldest and largest group of non-profit credit counseling agencies. We're here to help you solve debt problems with free counseling and our Debt Management Plan that can help you: Stop creditors from calling you at home or work Lower interest and late fees Arrange one affordable monthly payment Pay off bills faster than you thought possible! Credit Emergency? If you're worried about paying the bills every month, take our 60-second financial fitness quiz to find out how we can help. Are Creditors Calling?

49. 1-888-BILLFREe - Debt Management Service debt management through a nonprofit organization featuring extended service hours. http://www.billfree.org

If you're carrying over $4,000 in credit card debt and making minimum payments, you may be in trouble. What kind of trouble? Bill Free, a non-profit community service, can help. Together we can wipe out your debt over a much shorter time, without borrowing more money and without ruining your credit. Why borrowing more is not the answer. This help is free, but participants' tax-deductible contributions make it possible. How does it work? Order

50. Debt Management - Consolidate Debt Problems Application form. © ROK Associates credit debt management Limited 1998 2003. All rights reserved. Part of credit to Cash Tel 01246 291801. http://www.debt24.com/

We can deal with your creditors within 24 hours from now! short contact form and we will call you as requested...or call FREE on (Tenants and Home Owners) We have now helped over 10,000 UK families with debt problems. We give fair and honest advice in all cases and that is why most of our visitors come to us by word of mouth. Reduce your debt by up to 75% - we will be able to advise you where you will be able to reduce outstanding debts where our experience in dealing with similar cases Payments from £80 per month - where lower payments are the only way forward, we will argue the case for you One affordable monthly payment - if it's not affordable, it's no use to you or the creditor Interest reduced, or frozen - we have great success in this area and negotiate the best deal for all concerned You no longer have to deal directly with creditors - we worry about the debt, you pay one reduced payment Contact Form: We are always discrete when calling. Thank you. Please complete the form below: We will advise you as to what we can do for you. Remember, 24 hours from now and all your debt worry's can be behind you and a new debt free future ahead of you.

51. CPA - Debt Collection And Credit Status Reports A UK agency providing a unique Internet service for effective credit protection and bad debt management. http://www.cpa.co.uk

The Credit Protection Association and its unique integrated internet package. All you ever need in credit management :- We are fully accredited members of Credit Services Association (United Kingdom) and American Collectors Association, Inc. (USA Interactive overdue account recovery (Over 84% average success rate) Instant access to guaranteed business status reports and Companies House information Immediately locate and identify individuals and companies Commercial legal advice 24 hours a day provided by experts CPA House, 350 King Street, London W6 0RX : Telephone +44 (0)20 8846 0000 Fax: +44(0)20 8741 7459

52. Consolidate Debt : Consumer Credit Counseling Services nonprofit community service organizations that provide confidential financial guidance,free consumer credit counseling services and debt management assistance http://www.moneymanagement.org/

My Money Management Enroll Now Ask Susan Calculators Free Credit Report Ask Susan Advice Column Consolidation Loans Budgeting Advice Credit Reports Credit Counseling ... Charged Off Accounts Site Navigation Home Our Program Enroll Now Login ... SiteMap Login Email Address Password Save Login Consolidate debt and lower your monthly payments. Best of all, experience relief as you move towards a debt free future. Money Management International (MMI) and Consumer Credit Counseling Service (CCCS) are non-profit community service organizations that provide confidential financial guidance, free consumer credit counseling services and debt management assistance. Together, we are the nation's largest full service credit counseling service agency and have over 44 years of industry experience. MMI works with you to consolidate debt, negotiate with creditors on your behalf, and create a practical debt management plan. It’s time you discovered financial freedom through Consumer Credit Counseling Service. Call or enroll online today! Email this Page to a Friend Privacy/Usage Agreement

53. American Budget Credit Counseling Welcomes You To Its Debt Relief And Credit Hel Offering credit counseling and debt management services to families and individuals. http://www.abcci.org

STRESSED OUT BY DEBT? We Can Help - No Fee Obligation Consultation! We focus on your needs and goals and help you make them reality! To learn how we can help, Click Here and Enter

54. Netster Search Results Online debt Relief Through Amerix Lower your monthly payment up to 57%,become debt free and learn about credit management. No appointments http://www.netster.com/results/results.asp?KeyWords=Debt Management

55. Debt Collectors And Private Investigators - Jack Russell Offers debt collection, credit management and private investigation services throughout the UK. http://www.debtcollect.co.uk/

56. Quicken.com - FIVE TIPS FOR SMART DEBT MANAGEMENT 4. Don't pay extra for credit. Smart credit card management is probablythe easiest way to shave your debt costs. Consider the following http://www.quicken.com/cms/viewers/article/shopping/25050

Portfolio Alerts Site Map Site Help Related Links Savings Calculator Financial Health Checkup Clean Up Your Credit Debt Reduction Planner ... Credit Card Search Shopping FIVE TIPS FOR SMART DEBT MANAGEMENT by Mary Pitzer Everyone has debt. And that?s not all bad. ?Debt is the flip side of making money,? says Diane Rolfsmeyer, a certified financial planner in Lincoln, Nebraska. ?You can?t separate the two.? Managed well, debt can put you in a stronger financial position. If we all had to pay cold, hard cash for everything, most of us might never own a house or perhaps even a car. But the key is to be the master of your debt. ?It?s important to gain control over debt and not have debt control you,? Rolfsmeyer says. To take control, consider these five money-saving debt management tips: 1. Take interest in your loan rate. Let's go straight to the numbers: If you take out a $100,000 30-year mortgage at 9%, you will ultimately pay approximately $190,000 in interest. At 7%, you will spend $50,000 less. The cost of credit card debt is even more alarming. If you pay $100 a month on a $5,000 credit card balance with a 21% interest rate, you will shell out more than $7,000 in interest over 10 years. Cut the interest rate to a more reasonable 12% and you will shave your interest costs to $2,000. The added bonus is that you will be able to pay off the balance in six years, rather than 10. TIP: To help reduce your plastic debt, use the

57. Debt Consolidation & Credit Counseling Services Florida based debt management organization. Participants must have at least $2000 in unsecured debt. http://www.nbccs.com/

Welcome to our site! Site Map Visitors since Jan 7, 2003: FastCounter by bCentral Visit our Link Partners Today's Verse Are you looking for help to get out of debt ? Let us help you! We are an organization helping consumers to become debt free. Fully trained counselors will negotiate directly with creditors to: Consolidate all your payments into just one small monthly payment. Reduce your monthly payment by up to 50% of your actual payments. Reduce or eliminate interest rates. Eliminate late charges and over the limit fees. Get a Free Evaluation and Payment Reduction Estimate apply online Call Toll Free Counselors Online! Live help from 10am to 10pm Eastern Through our debt consolidation program we can get you on your way to taking control of your finances and restore your credit. Our experienced counselors will give you as much help and advice as you might need. Don't hesitate, there is no obligation. Don't waist more time, act now. End creditor harassment. Stop potential garnishments, levies, judgements, IRS, repossessions, etc. Avoid bankruptcy. Relieve the stress and worry that come along with financial problems.

58. Consumer Counseling Centers Of America: Free Financial Management credit counseling nationwide.Category Home Personal Finance NonProfit Counseling......Consumer Counseling Centers of America offers free credit counseling, debt management,bill consolidation services, and legal and mortgage referral. http://www.consumercounseling.org/

Welcome to A Non-Profit IRS 501(c)(3) Organization Consumer Counseling Centers offers the general public free credit counseling services in the areas of: Interpreting the Fair Credit Reporting Act; Disputing Credit Report Errors; Fair Debt Collection Practices; and Legal Aid and Mortgage referral. CCCA helps individuals and families save and manage money through a Bill Consolidation and Debt Management Program which offers: Lowering existing monthly debt payments; Combining (consolidating) all debt payments into one monthly bank deposit amount; Reducing or eliminating the interest creditors charge; Bringing delinquent accounts current; Eliminating late fees and over-the-limit fees; Stopping harassing phone calls; and Improving personal credit ratings. Home About Apply FAQ ... Equifax Credit Report Join our mailing list! Please visit our advertisers.

59. Collection House Limited Australian firm provides solutions including debt collection, debtor ledger acquisition, receivables management, credit publications, commercial credit reporting and a tenancy database. http://www.collectionhouse.com.au/

60. A Better Way Credit Counseling And Debt Consolidation Nonprofit credit counseling and debt management company. http://www.betterwaycredit.com/

A Better Way Credit Counseling Inc. can help you get out of debt. We Are a nonprofit credit counseling and debt consolidation firm, therefore we do not charge any advance fees for our debt consolidation services. We'll negotiate the best possible arrangements with your creditors to repay your debt and living expenses at the same time. We are caring, helpful and always there for you and your needs. Current subscribers can log in and view our archive. Keep up to date with the latest news in the debt management and consolidation industries. Sign up for our periodic newsletter... TODAY! Online Resources Recommended Reading How Much Is Your Debt Costing You If you would like to register to start saving money please do so by calling or e-mailing A Better Way Credit first to receive your discounted PerksCard Membership Code! Click here to learn more. A Better Way Credit Counseling, Inc. - 2240 Woolbright Road, Suite 201, Boynton Beach, FL 33426 - Toll Free (800) 473-3328 - Fax (561) 752-4441 About Us Benefits Testimonials Free Quote ... Contact Us

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