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         Iowa Financial Management Programs:     more detail

41. Summer 1998
the research literature on workfamily programs. The iowa State University ExtensionService provides and child development, and family financial management.
http://www.ciras.iastate.edu/publications/CIRASNews/summer98/
Inside CIRAS' Changing Role
by
RICHARD GRIEVE Hendricks has retired
by
AMY MILLER Financial well-being, employee productivity may be linked Participants explore key business topics at network meetings
by
BOB TVRDIK
and
CIRAS helps Crystal Group get ISO certified in record time

by
DON BROWN Understanding the basics of federal electronic commerce by MARK N. LARDAS, Palestine Electronic Commerce Resource Center CIRAS approval rating tops 80 percent by STEVE VANDERLINDEN Increase seen in seminars, projects by VERL ANDERS Back to Index Send feedback on CIRAS News Center for Industrial Research and Service Vol. 32, No. 4, Summer 1998 University Extension An affiliate of the NIST / M anufacturing E xtension P artnership
'Family friendly' policies help companies retain employees
by Karen Shirer and Barb Wollan To help retain workers, many employers have implemented "family friendly" policies Keeping skilled and trained employees is critical to the productivity of small-sized manufacturers. In this era of full employment, retaining workers has become a challenge for many employers. Many small-sized manufacturers in both rural and urban areas of the state report increasing difficulties finding and keeping skilled workers. This article describes the challenges created by full employment in Iowa. In addition, suggestions for how employers might respond with low- or no cost programs and policies that keep workers satisfied and working for you are

42. Iowa State University Courses And Programs
iowa State University Courses and programs 19951997. Introduction to financialmanagement with emphasis on corporate financial decision making
http://www.iastate.edu/~catalog/9597/fin.html
Courses and Programs
General Catalog Index 95-97 Catalog Index Schedule of Classes Registrar's Homepage ... Graduate Courses
Finance (Fin)
Fin 350. Business Finance. (3-0) Cr. 3. F.S.SS. Prereq: Acct 285; Econ 101, Stat 101 or 227, junior classification. Introduction to financial management with emphasis on corporate financial decision making, financial statement analysis, time value of money, asset management, valuation of the firm, and use of funds. Fin 351. Real Estate Principles. (3-0) Cr. 3. F.S. Prereq: Econ 101. Legal, economic, social and financial aspects of real estate, including property rights, contracts, mortgage instruments, tax factors, brokerage, valuation, risk and return analysis, financing techniques, and investments. Fin 352. Advanced Business Finance. (3-0) Cr. 3. F.S.SS. Prereq: 350. Theory used in a firm's investment and financing decisions. Analysis of environment in which financial decisions are made; applications of analytical techniques to problems involved. Fin 354. Principles of Investments. (3-0) Cr. 3. F.S.SS.

43. Iowa State University Courses And Programs
iowa State University Courses and programs 19951997. Introduction to financial managementof foodservice departments procedures for controlling food
http://www.iastate.edu/~catalog/9597/hri.html
Courses and Programs
General Catalog Index 95-97 Catalog Index Schedule of Classes Registrar's Homepage ... Graduate Courses
Hotel, Restaurant, and Institution Management (HRI)
HRI 287. Introduction to Management in Hospitality Occupations. (2-0) Cr. 2. F. Introduction to management concepts and principles with application to the hospitality industry. Specific applications to business and industry are presented by representatives from the hospitality industry. Credit for either 391 or 287 and 438 may count toward graduation. HRI 288. Introduction to the Hotel, Restaurant, and Institution Industry. (2-0) Cr. 2. S. Introduction to issues and operations of the various components of the HRI industry in service to individuals, families, and groups. Emphasis on professional and management responsibilities. Guest speakers. HRI 289. Private Club Operations. (2-0) Cr. 2. F. Prereq: 288. The organization and management of the various types of private clubs including city, country, and other recreational and social clubs. Field trip required. Field trip fee. HRI 293. Hospitality Sanitation and Safety.

44. MBA Ranking Graduate School Ranking University Ranking College
Directory of business schools offering finance and tax degrees, including information about certification Category Reference Education Colleges and Universities Directories...... lead to the MFP™ Master financial Professional Designation at Irvine Graduate Schoolof management; The University The University of iowa College of Business
http://www.financialcertified.com/mba.html
MBA Ranking Graduate School Ranking MBA Ranking mba ranking mba rank graduate school ranking graduate school ranking graduate school ranking MBA Ranking Graduate School Ranking News Worldwide FINANCIAL ANALYST FINANCIAL PLANNER CHARTER DESIGNATIONS
AAFM RECOGNITION

UNIVERSITY ALLIANCES
... CONTACT US Top Approved and Recognized - Ranked MBA Programs in Finance with MBA Ranking. ABOUT AAFM BENEFITS REQUIREMENTS APPLICATION ... HOME Below are the Best MBA Ranking - When you graduate, apply for your Financial Certified Designation - Here's How AAFM Recognizes Many Business School Graduates as providing education toward our certifications . MBA Holders, Business Degree Graduates, Financial Executives, lawyers, and CPA Practitioners can apply for review. Apply for Financial Certification Now To add your university to the list please contact us. If you have an MBA, CPA, MS or Degree in Finance, Tax, Financial Services, Financial Planning, or a finance or investment related degree from one of these schools, you are pre-qualified under our educational requirements for the Chartered Financial Professional Designation and Credential. Apply to see if you are pre-qualified

45. Agricultural Economics Resources At Iowa State University
and experience in helping individuals through financial difficulties Workshops introducingstress management and selfesteem skills Western Iowa1-800-222-6857.
http://isufarmeconomyteam.org/progan.html
BEEF CENTER PORK CENTER GRAIN CENTER CONTACT US ... Homepage Programs Shifting Gears After several years of low profit levels and uncertain prospects for the future, some farmers are now looking for off-farm employment opportunities. In fact, in the 1999 Iowa Farm and Rural Life Poll, 96% of those responding said more farm families would rely on off-farm work in the years ahead. If you or your spouse are considering a non-farm job, or are thinking about transitioning to another career, Shifting Gears can help you review your skills, aptitudes, and abilities. Likely, you have skills and aptitudes, which are transferable to another occupation. Perhaps with a boost of self-confidence gained from reviewing your skills, and help in writing that application (cover letter) or resume , you will find a position that provides money to support family expenses and an opportunity for personal growth. You may also find that with some additional training you would be successful in the information technology or skilled labor fields. Farm Focus This program helps individuals make the transition from farming to other productive employment through a retraining program. Farmers can obtain assistance to refine current skills and identify new ones to help them lead productive, fulfilling lives after leaving the farm operation.

46. About Iowa Investment Group - Financial, Money Management Education, Investment
iowa, Investment, Group, financial, education, money, management, planning, retirement, retire, plan, risk, insurance, decorah, waterloo, ia, us iowa Investment Group, LC is owned and Decorah, iowa. Our firm provides money management educational opportunities personal consultation, and financial planning services are
http://www.iowainvestmentgroup.com/2a_about.html
Iowa Investment Group, LC is owned and operated by partners, Robert Myers, Brian MacLearn, and Steven Umthun. Iowa Investment Group, LC maintains offices in Waterloo and Decorah, Iowa.
Our firm provides money management educational opportunities for colleges, corporations and organizations through a license agreement with Successful Money Management Seminars of Portland, Oregon. Course instruction, optional personal consultation, and financial planning services are conducted without obligation. Iowa Investment Group, LC ethically and responsibly recommends products and services to individuals seeking guidance in money management, investment planning*, risk management and retirement planning.
*Brian L. MacLearn, Robert K. Myers, Steven H. Umthun and representatives of Iowa Investment Group, LC are registered representatives with Sunset Financial Services, Inc., a NASD-registered broker/dealer. Sunset Financial Services is registered to offer securities products in all 50 states.
*Brian L. MacLearn is licensed to offer securities in Iowa, California, and Virginia and insurance in Iowa. Robert K. Myers is licensed to offer securities in Iowa and California and insurance in Iowa. Steven H. Umthun is licensed to offer securities in Iowa and Minnesota and insurance in Iowa.

47. CSREES - Family Economics Extension & Academic Programs Map
Academic programs iowa State University Undergraduate State University FamilyFinancial Planning programs Extension programs Family Resource management.
http://www.reeusda.gov/ecs/map.htm

Funding Opportunities
State Partners Program Information Legislation/Budget ... Related Links AL- ALABAMA Family Economics Extension Programs:
Cooperative Extension Resource Management

Academic Programs:
Auburn University

Master's Program AK - ALASKA
Family Economics Extension Programs:

Home Economics Program

Academic Programs:
No program at this time AZ - ARIZONA
Family Economics Extension Programs: Academic Programs: University of Arizona
Retailing and Consumer Sciences Undergraduate Master's Doctorate AR - ARKANSAS Family Economics Extension Programs: Arkansas Families Money Academic Programs: No program at this time CA - CALIFORNIA Family Economics Extension Programs: Family Extension Academic Programs: University of California Davis Master's Program Personal Financial Planning CO - COLORADO Family Economics Extension Programs: Consumer Financial Resources Academic Programs: Colorado State University Undergraduate Program CT - CONNECTICUT Family Economics Extension Programs: Connecticut Extension System Academic Programs: No program at this time DE - DELAWARE Family Economics Extension Programs: The Extension Cord Academic Programs:

48. Administrative, Financial, And Facilities Policies - Risk Management And Insuran
2003 University of iowa Operations Manual Go back PART V. ADMINISTRATIVE, financial,AND FACILITIES POLICIES CHAPTER 15 RISK management AND INSURANCE (Amended
http://www.uiowa.edu/~our/opmanual/v/15.htm
University of Iowa Operations Manual
Go back one step to V-14 Ticket Regulations
Or return to the Operations Manual Table of Contents Index , or Search
PART V. ADMINISTRATIVE, FINANCIAL, AND FACILITIES POLICIES
CHAPTER 15: RISK MANAGEMENT AND INSURANCE

(Amended 9/93; Regents 3/16/94; amended 10/95; 9/97)
15.1 General
15.2 Property Insurance (Buildings and Contents)
15.3 Liability
15.4 Auto Insurance ...
15.6 Reporting Property or Liability Losses These procedures apply to all types of insurance coverages except staff members' insurance programs administered by the Staff Benefits Office. 15.1 GENERAL. The Director of Risk Management is responsible for administering risk management and insurance programs in compliance with the Board of Regents, State of Iowa, risk management policies and procedures. Questions concerning Regents or University risk management programs, insurance, property, or liability claims, or related matters should be referred directly to the Department of Risk Management, Insurance and Loss Prevention. [top] 15.2 PROPERTY INSURANCE (BUILDINGS AND CONTENTS).

49. Conference Planning At Iowa State University
include planning, logistics, financial management, marketing, registration, and issuingContinuing Education Units (CEUs). Find out more. iowa State University
http://www.lifelearner.iastate.edu/aboutus/confplan.htm
CALENDAR ISU EXTENSION ISU HOME PAGE CONTACT US INDEX A-C D-H I-O P-Z ... Contact a conference planner Program delivery methods by ICN Applying for CEUs Degree, certificate programs College credit courses ... Extension news Planning is the key to a successful conference
A successful conference means pulling together thousands of interrelated details so that an event flows seamlessly from inception, to post-conference evaluation, to the closing of financial accounts weeks later.
Handling those details is time-consuming at bestand it can easily become overwhelming if you've been thrust into the role of conference organizer in addition to your other responsibilities.
Let our staff handle those details. We get involved in your program as a partner. We'll manage the day-to-day marketing, financial, and logistical detailsallowing you to concentrate on the conference content.
Our partnership is based on the services you need and want. Since each educational program is unique, the services we provide are tailored to your individual event. We continually expand our services to meet your particular needs and the needs of your clients.

50. 2002 Summer Orientation
debtrelated challenges through basic financial management skills such and long-termfinancial well-being. Many iowa State departments and organizations have
http://www.vpundergraduate.iastate.edu/advising/May02/orientation.html
The Advisers' Newsletter
Volume XXXIV, No. 6, May 2002 A Publication from the University Academic Advising Committee
Mary E. Anderson and Lester A. Wilson, Co-Chairs
Edited by Beverly Madden/Nancy Peterson, 0570 Beardshear Hall 2002 Summer Orientation
Three Types of Orientation Programs
Destination Iowa State/New Student Days
Information Students Receive about Orientation
Budget Management Session
Resource Fair
Schedule of Classes
Shuttle Bus THREE TYPES OF ORIENTATION PROGRAMS 1) Two-day program for freshman students (and their family members) entering fall 2002. Direct-from-high school students are invited. Eighteen programs are scheduled beginning Monday, May 21, and ending Thursday, June 27. The number of programs in each college varies. 2) One-day program on Friday, June 14, for students entering Summer Session II. Both direct-from-high school and transfer students (who have not attended an orientation) are invited. 3) Two, one-day programs on Monday, May 20 and Friday, June 28, for transfer students. On May 20th the college of AG, BUS, ED and LAS have orientation. On June 28, the college of ED and LAS have orientation.

51. Upper Iowa University >> Www.uiu.edu > Sitemap/Search
Chien Fennimore (SWTC) - Manchester (iowa) - Viroqua (WWTC Ways to Study; FinancialAid; Transfer programs Human Resources management; Marketing; Organizational
http://www.uiu.edu/sitemap/

Home
Site Map
Site Map
Search by Links
Use the following links to locate your Upper Iowa University information. Educational Programs: UIU Campus Links: About UIU Fields of Study Around Campus Contact Us ... Site Map/Search
Student Tools:
Educational Programs: Residential Campus Fields of Study: Domestic Off-Campus Learning Centers Military Base Learning Centers Admissions

52. About ISJIT
business officialfinance team includes Public financial management as financialadvisor, US have many years’ affiliation with iowa school corporations.
http://www.isjit.org/about.htm
Maximizing Interest Earnings for Student Instruction Needs The Iowa Schools Joint Investment Trust (ISJIT) assists more than 325 school corporations in safely increasing their investment income. Since 1986, ISJIT has helped provide additional funds to increase the quality of educational services available to students across the state.
Sponsored by IASB, governed by a representative board of trustees and served by a dedicated team of professionals, ISJIT offers several investment alternatives to meet participants' cash management needs. Investors Management Group (IMG), the ISJIT investment administrator-advisor, provides administrative and program development services to ISJIT with representatives at your service to explain the benefits of participation. Wells Fargo Bank provides custodial services for ISJIT's diversified and fixed-term funds, flexible withdrawal CDs and electronic funds transfer service. Saving Schools Money On Short-Term Cash Management Costs Since 1985, the

53. U Of Ark - AEAB Faculty Profile
Ahrendsen held a position in iowa with the of Agriculture farm and housing creditprograms. and graduate courses in financial management, quantitative methods
http://www.uark.edu/depts/agriecon/bla.html
Bruce L. Ahrendsen
Associate Professor of
Agricultural Economics and Agribusiness
Agriculture Bldg. Room 214
(479) 575-6643 (Phone)
(479) 575-5306 (Fax) ahrend@comp.uark.edu Dr. Ahrendsen is a native of Iowa with a B.S. degree from Iowa State University and Masters and Ph.D. degrees in economics from North Carolina State University. He was raised on a family farm in Iowa. The farm operation consisted of corn, soybeans, hay, oats, farrow-to-finish hogs, beef cow-calf, and finished cattle. Following graduation from Iowa State University, Dr. Ahrendsen held a position in Iowa with the Farm Service Agency, formerly Farmers Home Administration, where he supervised U.S. Department of Agriculture farm and housing credit programs. Dr. Ahrendsen has been in the Department of Agricultural Economics and Agribusiness at the University of Arkansas since 1990. He has taught an undergraduate course in agricultural finance and graduate courses in financial management, quantitative methods, and econometrics. Dr. Ahrendsen’s major research interests include issues of financial institutions and markets, credit evaluation, financial management, credit programs, risk management, farmland leasing, and asset valuation. He is a principal of the Center for Farm and Rural Business Finance which is jointly sponsored by the University of Arkansas and the University of Illinois. The Center focuses on the issues affecting the availability and effective use of financial capital for farm and rural businesses. He is also a member, including one year as chairman, of a project investigating agricultural finance issues with other researchers from the U.S. and Canada. Dr. Ahrendsen has worked in the Slovak Republic in central Europe where he was invited to provide recommendations to the Ministry of Agriculture relative to the financial difficulties of its agricultural sector. In recognition of his scholarly achievements, Dr. Ahrendsen is listed in the

54. Iowa Manure Management Action Group IMMAG Members
provides assistance and support to iowa's 100 soil conservation districts, and offersfinancial incentive programs including livestock waste management systems
http://extension.agron.iastate.edu/immag/members.html
@import winstyles.css; /*IE and NN6x styles*/ IMMAG MEMBERS
Iowa State University Extension
Iowa State University Extension is an educational organization that is responsible for providing current research-based information on cropping systems, nutrient management, handling, storage, application and odor reduction methods for manure management in the state of Iowa. Information gained during research trials is evaluated for effectiveness and economic feasibility and is distributed through the media, publications, educational programs and demonstrations to the public. For more information contact your local county extension office on the web at
www.extension.iastate.edu/Counties/state.html
or Iowa State University Extension, 132 Curtiss Hall, Ames, IA 50011, (515) 294-7801. Iowa State University College of Agriculture Iowa State University College of Agriculture is committed to excellence in:
  • preparing undergraduate and graduate students for careers or further education;

55. IREX - Building Civil Society > Completed Programs > Institutional Partnerships
iowa State University, College of Business (Ames, IA offer courses in financialmanagement strategies, and association and promote management training for
http://www.irex.org/programs/completed/ipp/partnerships.asp
Search:
sitemap
Home Civil Society Completed ...
United States
Institutional Partnerships Project
List of Partnerships
Agriculture Partnership Projects
Project Partners Project Purpose To establish a continuing education center and produce a core of trained leaders in business, financial services, and agribusiness.
  • (College Station, TX)
    Russian Federation Ministry of Agriculture and Provisions (Moscow)
    Six regional agribusiness academies (Moscow, St. Petersburg, Krasnodar, Kazan, Irkutsk, Barnaul)
To enhance the management decision-making skills of professionals in the agribusiness sector through curriculum development, training seminars, and internships.
To establish a prototype training center where market-oriented skills and knowledge can be transferred to managers in the grain marketing and processing complex in the Russian Federation and to promote the development of the Russian Grain Union.
  • Volunteers in Overseas Cooperative Assistance (Washington, DC)

56. FirstGov -- Grants And Financial Management
and Federal Assistance programs, this section Acquisition and Procurement, FinancialManagement and Taxes.
http://www.firstgov.gov/Government/State_Local/Grants.shtml
Skip to Content Skip to Government Search Skip to Reference Skip to Customer Survey ... For Kids Search Federal/State Federal State Both Search a State All States Alabama Alaska Arizona Arkansas California Colorado Connecticut D.C. Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Territories American Samoa Guam Mariana Is. Marshall Is. Micronesia Puerto Rico Virgin Is.
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Agencies A-Z Index Federal Branches ... More
Select a Topic Online Services Federal State/Local: Agriculture Disasters Economic Dev. Education/Jobs Environment Grants Health/Family News/Networks Safety/Law Statistics Technology Tribal America Responds to Terrorism Free E-mail
Newsletters
April 9, 2003 State and Local Employees
Grants and Financial Management
Every year, thousands of grants and loans are made by the federal government to state and local governments and other public entities. In addition to providing one-stop access to

57. 2000 Speaker Biographies
She joined the iowa State University faculty in on integrated outreach and researchprograms in a milk constituents, and topics in farm financial management.
http://www.pdhga.org/4thbio.htm
2000 SPEAKER BIOGRAPHIES
(Please note that the speaker biographies were current at the time the proceedings were published in which their presentation appears.) Daniel J. Meyer Marjorie A. Faust Neal Smith James G. Linn Ray Nebel Dairy Cattle Fertility and Sterility Roger Cady Roger Cady was born and raised in upstate New York near Albany. He received all three of his degrees from Cornell University. He earned his BS in Biology and Genetics, an MS in Animal Science, and a Ph.D. in Animal Breeding. Following graduate school, Cady spent two years working as a post-Doctoral research assistant at the University of Guelph, where he developed the prototype sire-evaluation program for the Ontario Calving Ease Report. Cady began his faculty career as an extension dairy specialist at the University of New Hampshire in 1982. While in that position, he focused on developing decision aid tools that integrated financial and production management analyses to assist producers in identifying weak areas in their reproductive and heifer management programs, thus capitalizing on opportunities for financial savings. At the end of 1999, Cady moved to St. Louis, Missouri to begin working as a technical service specialist for Monsanto.

58. About Maharishi University Of Management - Frequently Asked Questions
Fairfield, which is home of the University of iowa. all students receive some formof financial aid Are Maharishi University of management students able to get
http://www.mum.edu/introduction/faq.html

Introduction

A Message from the Founder

Quick Facts

FAQ
Overview

Outstanding Faculty

Global Mission

Mission Statement
...
Success Without Stress

RELATED PAGES Student Profiles Alumni Success Stories Comments from Parents Reflections of Seniors ... Faculty Achievements
About the University
Frequently Asked Questions
Does your school have any religious affiliation? Maharishi University of Management is non-denominational. We have students from every major religion. Who is Maharishi and what is his connection to your University? Maharishi Mahesh Yogi is the founder of Maharishi University of Management and is widely regarded as the world's foremost scientist in the field of consciousness. His technique, which has been taught in all parts of the world since 1958, is the most widely practiced and extensively researched program of self-development in the world. Maharishi currently resides in The Netherlands. He has visited our campus in Fairfield five times, most recently in 1984. Maharishi has inspired faculty and students in the area of personal development through their practice of his Transcendental Meditation program. Under his inspiration our faculty have developed the Consciousness-Based SM approach to education which is used at Maharishi University of Management. Faculty meet with him periodically, and he usually addresses the entire University community a few times each year via teleconference.

59. Maharishi University Of Management - International Trustees
of Copperfield Chimney Supply, Fairfield, iowa, and major financial supporter of President,Maharishi University of management • International Director
http://www.mum.edu/admin/trustees.html
ADMINISTRATION
Introduction

Trustees
Officers

University Council

Academic Deans

Faculty
...
Administrators

International Board of Trustees
Bevan Morris Dr. Girish Varma Jeffrey Abramson
Mr. Abramson is a partner in Tower Associates, the largest real estate developer in the Washington, D.C. area. He and his wife Rona helped build the Maharishi Vedic Center in Bethesda, Maryland. Ramani Ayer
Marsh Belden Yogi Bhardwaj Bob Daniels
, founder and CEO of Copperfield Chimney Supply, Fairfield, Iowa, and major financial supporter of the University. Michael Dillbeck Susan Dillbeck Michael Dimick Barbara L. Dreier (Bobbie) Josephine B. Fauerso Nat Goldhaber Fred Gratzon John Hagelin Dr. Christopher Hartnett Bruce Hauptman Dr. Earl Kaplan Vernon Katz Carolyn Gaylord King Mr. Charles Lieb , money manager and president, family charitable foundation, Boone, North Carolina, and major financial supporter of the University. Mr. Ted McLaughlin Max Raines Steve Rubin , His Excellency the Minister of Energy and Natural Resources of the Global Country of World Peace David Verrill Keith Wallace About the University Creating World Peace Departments and Programs Campus Life ... Contact Us Comments or questions should be sent to admissions@mum.edu

60. IASB: Finance
School Foundations Learn which iowa school districts are IASB Cash management ProgramsHelping you make the equity in school funding, financial planning, risk
http://www.ia-sb.org/finance/finance.asp

Teacher Compensation Electronic Worksheet

This Microsoft Excel worksheet is a joint effort of IASB, the Iowa State Education Association and the Iowa Department of Education. Use it to help you determine the salary bonuses for individual teachers provided by the teacher quality and student achievement program allocations for your district. IASB Conference Presentations and Handouts
Find finance-related presentations made by IASB staff members at the 2002 IASB Convention, District Meetings and Fiscal Management Conference. To open them, you must have PowerPoint, Microsoft Word or Adobe Acrobat software. School Finance Tools
These various Microsoft Excel spreadsheets will help your district in determing financial impacts for a number of situations you may experience. Statistical Reports
These documents contain a variety of financial and statistical data about Iowa school districts in a portable document format (PDF) file that can be downloaded. PPEL and Other Levies
Enrollment History

Levy Expirations

Unspent Balance History

Download the unspent balance history for K-12 school districts for 1990-91 to estimated figures for 1999-2000.

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