1. CNN/Money: Retirement Provides articles, calculators, and news dealing with retirement planning. http://money.cnn.com/retirement/

CNN/Money Web Home Company News Economy World Biz ... Real-time Quotes CNN/Money Email newsletters Mobile news Money archives Buy story reprints CNNfn on TV Web video Buy show videos Retirement How big a nest egg? Apr 7: 12:26p How much do you really need for retirement? The answer depends on what you have coming to you ( more IRS backpedals on pension changes Apr 7: 3:43p Internal Revenue Service withdrawing some of its proposals to convert to 'cash balance' plans. ( more Taxing withdrawals Apr 7: 2:06p How is the tax rate figured when 401(k) withdrawals begin? ( more Apr 3 More bang for retirement buck Mar 25 War with Iraq: 5 portfolio don'ts Mar 20 Employers pulling the plug on matches Apr 1 The 401(k) solution Mar 27 Saving security Mar 27 How safe is your safe haven? Mar 7 Who's hiring? Who's firing? Which funds are right for you? GET THE RIGHT ASSET ALLOCATION When do you need the money?

2. Retirement And Financial Planning: Online Resources below which include booklets and brochures about retirement planning from government and other sources, calculators of http://www.aoa.dhhs.gov/aoa/pages/finplan.html

Retirement and Financial Planning: Online Resources The Administration on Aging, a component of the U.S. Department of Health and Human Services, is concerned with informing the public about how they can better prepare for a more financially secure retirement. Therefore, we have identified the online resources listed below which include booklets and brochures about retirement planning from government and other sources, calculators of future financial needs and asset values, and more general information about personal financial planning. They may be useful but no warranty is made regarding their accuracy or quality. Users should be aware that many, if not most, of these resources are connected in some way with offerors of financial services of some type and that no endorsement or recommendation of the offeror is implied or intended. Table of Contents: Retirement Planning (General) Financial Planning for Retirement Other Useful Resources References from this web page or from any of the information services sponsored by AoA to any non-governmental entity, product, service or information does not constitute an endorsement or recommendation by the Administration on Aging or any of its employees. AoA is not responsible for the contents of any "off-site" web pages referenced from this server. Although our page includes links to sites including or referencing good collections of information, AoA does not endorse ANY specific products or services provided by public or private organizations.

3. About Retirement Planning--IRAs--Roths--401k--mutual Funds--stocks--bonds--wills Timely, relevant articles and links to help you wade through the complexities of retirement planning.Category Business Investing retirement planning...... Hi, I'm Harmon W.McKinney,Jr., your Guide to retirement planning. I can help youfind what you need to know about retirement planning. retirement planning. http://retireplan.about.com/

zfp=-1 About Money Retirement Planning Search in this topic on About on the Web in Products Web Hosting Retirement Planning with Harmon W.McKinney,Jr. Your Guide to one of hundreds of sites Home Articles Forums ... Help zmhp('style="color:#fff"') Subjects ESSENTIALS Retirement Planning Glossary Retirement Planning FAQs State Agencies on Aging ... All articles on this topic Stay up-to-date! Subscribe to our newsletter. Advertising Free Credit Report Free Psychics Advertisement In The Spotlight Fri, Apr 11, 2003 Reviewing Your Retirement Plan Periodically you should do a complete review of your retirement plan to be sure you are still on track with your objectives. This article will give you some direction on how to do your review. Retirement Planning Primer This retirement planning primer will guide you through the basic steps of getting started with your retirement plan. You will learn some of the things you must do to have a nest egg built for your retirement. Tool: Worksheets - Retirement Planning Worksheets Product Reviews: Quicken 2002 Deluxe - Software to help with retirement plans Retirement Planning FAQs Looking for answers to questions about retirement planning? Here you will find answers to my most frequently asked questions.

4. Northern Capital Trust Provides retirement planning, personal trust, and payroll processing services. http://www.nctnd.com

Fund Performance My Account Benefit Solutions Payroll Solutions COBRA Plus Flexible Benefits Focus Newsletter Press Releases ... Adobe Acrobat Welcome to Northern Capital Trust! NCT News Service Learn More We are responsible for providing financial services with the highest degree of professionalism and integrity. New @ NCT Stability in Turbulent Times - 4/07/03 Northern Capital Promotes Strand, Dahl, and Jehlik - 3/22/03 Newly Re-designed Participant Access Site for Retirement and Simple IRA Plans John Elder Joins Northern Capital Trust Investment Committee - 2/22/03 ... comments@northerncapitaltrust.com

5. Tutorials On Retirement Planning Here you will find an excellent collection of tutorials for retirement planning topicssuch as 401k plans, investing, stocks, bonds, mutual funds, and much more http://retireplan.about.com/cs/tutorials/

zfp=-1 About Money Retirement Planning Search in this topic on About on the Web in Products Web Hosting Retirement Planning with Harmon W.McKinney,Jr. Your Guide to one of hundreds of sites Home Articles Forums ... Help zmhp('style="color:#fff"') Subjects ESSENTIALS Retirement Planning Glossary Retirement Planning FAQs State Agencies on Aging ... All articles on this topic Stay up-to-date! Subscribe to our newsletter. Advertising Free Credit Report Free Psychics Advertisement Tutorials on Retirement Planning Guide picks Here you will find an excellent collection of tutorials for retirement planning topics such as 401k plans, investing, stocks, bonds, mutual funds, and much more. If you want to learn more about a retirement planning subject, look at these tutorials. Investing 101 New to investing? Here you will find what you need to know before investing your hard earned money. Learn about stocks, bonds, mutual funds and more. Bond Basics This tutorial from Investopedia will introduce you to what a bond is, important aspects about bonds, the different types of bonds out there and how to purchase bonds. Mutual Fund Basics This tutorial from Investopedia will explain the basics of mutual funds and possibly clear up some of the myths around mutual funds so you can make the decision if they are right for you.

6. About Retirement Planning--IRAs--Roths--401k--mutual Funds--stocks--bonds--wills Timely, relevant articles and links to help you wade through the complexities of retirement planning. http://retireplan.about.com/index.htm

zfp=-1 About Money Retirement Planning Search in this topic on About on the Web in Products Web Hosting Retirement Planning with Harmon W.McKinney,Jr. Your Guide to one of hundreds of sites Home Articles Forums ... Help zmhp('style="color:#fff"') Subjects ESSENTIALS Retirement Planning Glossary Retirement Planning FAQs State Agencies on Aging ... All articles on this topic Stay up-to-date! Subscribe to our newsletter. Advertising Free Credit Report Free Psychics Advertisement In The Spotlight Fri, Apr 11, 2003 Reviewing Your Retirement Plan Periodically you should do a complete review of your retirement plan to be sure you are still on track with your objectives. This article will give you some direction on how to do your review. Retirement Planning Primer This retirement planning primer will guide you through the basic steps of getting started with your retirement plan. You will learn some of the things you must do to have a nest egg built for your retirement. Tool: Worksheets - Retirement Planning Worksheets Product Reviews: Quicken 2002 Deluxe - Software to help with retirement plans Retirement Planning FAQs Looking for answers to questions about retirement planning? Here you will find answers to my most frequently asked questions.

7. MSN Money - Retirement And Estate Planning Timely, relevant articles and links to help you wade through the complexities of retirement planning. Essentials. Planning your estate is an important part of your retirement planning. A well planned estate allows you http://moneycentral.msn.com/retire/home.asp

MSN Home My MSN Hotmail Search ... College S earch MSN Money Tools Expense Calculator Roth IRA Calculator Income Calculator Life Expectancy Calculator ... more... Quick Search 401(k) Estate Planning IRAs more... Investing Tools 401(k) Quick Check Easy Fund Finder Portfolio Manager more... ... Find answers to common retirement questions Decision Centers Escape the Rat Race Create a Plan Invest Your Savings Retire Early ... Plan Your Estate Connect with others Discuss money matters Retirement and Estate Planning Retirement Planner Our Retirement Planner can help you enjoy your golden years. Advisor Finder Find the right Financial Advisor for your personal needs. Highlights from Financial Providers customize ShareBuilder Investing Basics Retirement Information Long-Term Investor Tips Tax Answers Retirement Commentary Quit work for a year: 7 steps to do it right Taking a break may be just the thing to spark your spirits. But keep in mind these seven points to ensure that your mini-retirement doesn't turn into maxi-regret. More articles.... Playing catch-up isn't easy, but there's no better time to start Saving and planning don't stop when you pull your last paycheck Get away from it all even if you're not quite ready to retire Ask Our Expert MSN Money columnist Liz Pulliam Weston answers reader questions in the Your Money message board.

8. Bill Few Associates A wealth management firm specializing in retirement planning, estate planning, portfolio management, and IRA accounts based in Pennsylvania. http://www.billfew.com

Browse a few of our success stories and see that Bill Few Associates provides "Serious Care for Serious Money." Let our experts expand your knowledge. John Schneider to Appear on CNBC Power Lunch Country's Diagnosis: Big Financial Trouble Cracking the College Code 7% Guaranteed – Part 1 Pittsburgh 412.801.4900 Greensburg 724.830.8800 site by elliance

9. Retirement And Financial Planning: Online Resources If you were looking for ISRP, the International Society for retirement planning, YOU FOUND US! http://www.aoa.dhhs.gov/retirement

Home Quick Index Site Index What's New ... E-Mail AoA Retirement and Financial Planning Resources Online The Administration on Aging is concerned with informing the public about how they can better prepare for a more financially secure retirement. Therefore, we have identified the online resources listed below which include booklets and brochures about retirement planning from government and other sources, calculators of future financial needs and asset values, and more general information about personal financial planning. They may be useful but no warranty is made regarding their accuracy or quality. Users should be aware that many, if not most, of these resources are connected in some way with offerors of financial services of some type and that no endorsement or recommendation of the offeror is implied or intended. With long life becoming increasingly common, more Americans realize that their retirement plans must address needs which arise over a longer life span. People with the best chance of achieving and maintaining quality of life in their older years must anticipate these needs and plan for their retirement years. Retirement Planning (General) including decisions about retirement living, life course and retirement planning, women's concerns, and a online discussion group

10. Simple Financial Systems - Investment Tools And Tracking Software Portfolio tracking, investments and retirement planning software. http://simplefinancialsystems.com

Our software was developed by investors for investors. With over 25 years of investment experience, our powerful software was originally created for a select few. Now, the exact same investment products are available to those who choose to have the best. With software created by Simple Financial Systems you may rest assured that your financial portfolio is managed with the investor always in mind. Software Products An advanced personal portfolio application that manages your financial portfolio and tracks investments in great detail... Provides all features and functionality of the Investment Tracking System, but does so with full multiple portfolio capabilities. Also, contains additional financial calculators... Price Demo Screen Shots Price Demo Screen Shots Yes Yes Enhanced version of Investment Tracking System, but contains Simple Banking and other enhanced reporting features. COMING SOON! Financial planning application that quickly produces multiple retirement projections for easy retirement planning... Price Demo Screen Shots Price Demo Screen Shots N/A N/A No *NEW* A complete package for determining your net worth by managing your bank accounts, credit cards, loans and assets...

11. Insurance And Retirement Planning Directory Of Information Academic papers and examples dealing with all aspects of insurance. Content is detailed and comprehensive.Category Home Personal Finance Retirement...... Insurance And retirement planning Directory of Information. This is part of a largerfinance and investing site provided by Equity Analytics. retirement planning. http://www.e-analytics.com/insdir.htm

Equity Analytics, Ltd. Phone: 516-696-9784 Fax: 516-696-9788 E-Mail: insurance@equityanalytics.com Equity Analytics provides research and analysis such as: portfolio modeling advisement, IPO assistance, individual company profiles, sector analysis, and hedging strategies with derivatives for institutions. Insurance And Retirement Planning Directory of Information This is part of a larger finance and investing site provided by Equity Analytics Insurance Disability Insurance Paper discussing some of the important aspects of this very important form of insurance. Automobile Insurance Paper discussing concepts you should know about auto insurance. Health Insurance Paper discussing concepts people should be aware of when purchasing health insurance for themselves. Home Insurance Paper discussing what homeowners and renters should know when purchasing this form of insurance. Introduction To Life Insurance Paper discussing the basics of life insurance. Other sections go into more detail with respect to specific forms of life insurance. How Much Life Insurance Do You Need Worksheet An excellent worksheet for a person to determine how much life insurance they really need. Don't just guess.

12. Retirement And Financial Planning: Online Resources US government (Health and Human Services) retirement and financial planning information. Has links Category Home Personal Finance Retirement...... Therefore, we have identified the online resources listed below which include bookletsand brochures about retirement planning from government and other sources http://www.aoa.gov/aoa/pages/finplan.html

Retirement and Financial Planning: Online Resources The Administration on Aging, a component of the U.S. Department of Health and Human Services, is concerned with informing the public about how they can better prepare for a more financially secure retirement. Therefore, we have identified the online resources listed below which include booklets and brochures about retirement planning from government and other sources, calculators of future financial needs and asset values, and more general information about personal financial planning. They may be useful but no warranty is made regarding their accuracy or quality. Users should be aware that many, if not most, of these resources are connected in some way with offerors of financial services of some type and that no endorsement or recommendation of the offeror is implied or intended. Table of Contents: Retirement Planning (General) Financial Planning for Retirement Other Useful Resources References from this web page or from any of the information services sponsored by AoA to any non-governmental entity, product, service or information does not constitute an endorsement or recommendation by the Administration on Aging or any of its employees. AoA is not responsible for the contents of any "off-site" web pages referenced from this server. Although our page includes links to sites including or referencing good collections of information, AoA does not endorse ANY specific products or services provided by public or private organizations.

13. ThirdAge - Money - Insider - Fleming Resource site offers information and advice on investing, taxes, wills and retirement planning. http://www.thirdage.com/insider/money/fleming/

document.write(''); document.write(''); document.write('<'); document.write('/SCRIPT>'); document.write(''); document.write(''); document.write('<'); document.write('/A>'); document.write('<'); document.write('/NOSCRIPT>'); document.write('<'); document.write('/IFRAME>'); Try It Today New Personals Romantic Trivia Topics ... Quizzes search All ThirdAge.com Computers Discussions Family Health Hmpgs - keyword Love Money Travel The Entire Web FREE Newsletter Money See latest More Newsletters Share the Wealth You've worked all your life to amass your retirement savings. And you'd like to share the wealth with the rest of your family, too! This week, Jeff helps you straighten out the best ways to cut taxes on financial gifts. Dear Jeff: When my stock split a few months ago I transferred those stocks to my children. My question is, what is the cost basis of these stocks when they sell it? Is it what I paid for it or what the price was at the time of transfer? Jeff Says: If only it were true. If only we were able to establish a new higher basis in our investments when we gifted them to our children. Much to my dismay, and probably yours too, it is only wishful thinking. When your children receive the stocks from you, they also receive your basis. The effect of this basis transfer is that they will realize the same amount of gain if they sell the stock as you would have realized if you kept the stock and sold it yourself.

14. Retirement And Financial Planning: Online Resources retirement planning (General) including decisions about retirement living, lifecourse and retirement planning, women's concerns, and a online discussion http://www.aoa.gov/retirement/default.htm

Home Quick Index Site Index What's New ... E-Mail AoA Retirement and Financial Planning Resources Online The Administration on Aging is concerned with informing the public about how they can better prepare for a more financially secure retirement. Therefore, we have identified the online resources listed below which include booklets and brochures about retirement planning from government and other sources, calculators of future financial needs and asset values, and more general information about personal financial planning. They may be useful but no warranty is made regarding their accuracy or quality. Users should be aware that many, if not most, of these resources are connected in some way with offerors of financial services of some type and that no endorsement or recommendation of the offeror is implied or intended. With long life becoming increasingly common, more Americans realize that their retirement plans must address needs which arise over a longer life span. People with the best chance of achieving and maintaining quality of life in their older years must anticipate these needs and plan for their retirement years. Retirement Planning (General) including decisions about retirement living, life course and retirement planning, women's concerns, and a online discussion group

15. Still River Retirement Planning Software Software solutions to meet the retirement plans marketplace. http://www.StillRiverRetire.com

Retirement Calculations You Can Count On enter products about us contact us Still River Retirement Planning Software, Inc. info@stillriverretire.com

16. Financial Retirement Planning Women and Retirement retirement planning is a critical issue for manywomen. Although the majority of adult women are married, 85 http://www.ricedelman.com/planning/retirement/

How to Withdraw Money from Your Company Retirement Plan Without Paying the 10% Penalty Not everyone is subject to a 10% early withdrawal penalty. The IRS has 10 exceptions to that rule. Memo to Congress: Make This Change to 401(k) Accounts NOW! This change to 401(k), 403(b), 457 plans and IRAs would most likely benefit workers more than any other proposal – but no one is talking about it. New 401(k) Investment Choice Causes Common Mistake by Workers I f you’ve opted for this investment choice in your 401(k), you may be making a big mistake. I’m talking about something called a lifestyle fund. Here’s the deal... Will You Ever Retire? In the old days it was pretty simple. You turned 62, got your engraved watch at a small party, and then rode off into the sunset to pursue a quiet, sedentary life, until you died three years later. Not anymore... Which Is Better: Multiple Retirement Accounts or One Consolidated Account?

17. Welcome To The Financial Pipeline - Financial Information For The Rest Of Us! Ev Information for the individual investor, including stocks, bonds, mutual funds, retirement planning, real estate, invesment strategy, and general financial knowledge. http://www.finpipe.com/

18. Twinlights Financial Group Portfolio management, rollover and retirement planning. http://www.twinlights.com

Please select your state: Choose One Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Raymond James Financial, Inc., Member NASD/SIPC.

19. MSN Money - Retirement Planner Planning Home, Retirement, Savings, Insurance, College, Planner. Retirement Planner.Resources. Already enrolled? Review Your Plan. Read more about retirement planning. http://moneycentral.msn.com/retire/planner.asp

MSN Home My MSN Hotmail Search ... College Planner Retirement Planner Resources Decision Centers Articles More Tools Related Links Advisor Finder Research Funds Message Boards This comprehensive retirement planner will answer these questions and more. Is $1 million enough? Can I afford to retire early? Are my investments too risky? What if I'm 50 and haven't saved a dime? Create a quick plan in two minutes then add details to build a free in-depth forecast. Need more help? Get personalized advice from mPower. Check your progress monthly. New user? Set Up Your Plan Already enrolled? Review Your Plan Read more about Retirement Planning MSN - More Useful Everyday MSN Home My MSN ... GetNetWise

20. Retirement Planning - Learn About Effective Retirement Planning Learn the basics of planning and saving for retirement. Includes retirement planningstrategies, such as annuities, IRAs and Modified Endowment Contracts. http://www.savewealth.com/retirement/

Estate Planning Retirement Reducing Taxes Banking ... Contact Us Everyone wants a golden retirement... But saving for retirement is no easy task. With Social Security's assets being consumed and the number of workers that will support it shrinking, we will have to rely more on our personal savings when it's time to retire. Today, we have a myriad of options to help each of us prepare Yet, without a plan of action, many find themselves falling short when it's time to retire. Click below to learn about some of the most powerful retirement strategies, including: Annuities Modified Endowment Contracts Roth IRA Savings and CDs Take the time to review your options, and ensure that you're prepared when it's your turn to retire. And when you're ready to speak with a professional about saving for retirement, click here Securities offered through Locust Street Securities, Inc. (LSSI), member NASD/SIPC. SaveWealth.com and LSSI are not affiliated. Always read any prospectus before investing or sending money. For a list of states and more legal information, please click here All rights reserved.

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